Certified CDCs and CDFIs in South Carolina

Community Development Corporations (CDCs) and Community Development Financial Institutions (CDFIs) are certified community based non-profits that help low wealth communities through economic opportunities. CDCs are non-profit community-based development organizations that are established to promote economic opportunities in low-wealth communities. CDFIs are non-profit community-based financial institutions that are established to provide responsible and affordable financial products and services that will promote economic growth in under-served neighborhoods and communities. There are 23 certified organizations in South Carolina.

Certified Organizations


Connecting people with support, resources, and education so they can empower themselves to be self-sufficient.
Service Area: Anderson, Oconee, and Pickens Counties


Allendale County ALIVE
Allendale County ALIVE is a non-profit community development organization with a focus on affordable housing development.
Service Area: Allendale, Bamberg, Barnwell, and Hampton Counties

Business Development Corporation (BDC)
Since 1958, Business Development Corporation (BDC) has provided financing for small businesses in South Carolina, helping to create new jobs for the citizens of the Palmetto State.
Service Area: Statewide

Carolina Foothills Federal Credit Union
A Community Development Financial Institution that is chartered as a federal credit union serving the deposit and loan needs of the underserved of the Upstate of South Carolina.
Service Area: Greenville, Spartanburg, Cherokee, Pickens, Abbeville, Anderson, Oconee, Greenwood, Laurens and Union Counties

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Community Assistance Provider
CAP provides safe, decent and affordable housing for low to moderate income families throughout the Midland Region of South Carolina.
Service Area: Calhoun, Chester, Clarendon, Fairfield, Georgetown, Kershaw, Lancaster, Lee, Lexington, Newberry, Orangeburg, Saluda, Sumter, Richland, and Williamsburg Counties

CommunityWorks is a non-profit financial organization and certified CDFI that is committed to empowering people to become financially stable through financial education, lending and investing. The organization has created a safe place for people and entrepreneurs in the Upstate community and throughout South Carolina to access financial coaching, connect with one-on-one business coaching, access loans to build their small business or develop affordable housing, and build their credit and assets.
Service Area: Statewide


Genesis Homes
Genesis Homes strives to revitalize low- to moderate-income neighborhoods in the Upstate of South Carolina through: Expansion of affordable housing rental properties; Development of public/private partnerships; and Support of robust community engagement.
Service Area: Greenville and Laurens Counties

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Greenwood Area Habitat for Humanity
Greenwood Area Habitat for Humanity helps those in need of shelter build their own homes, alongside volunteers, and then pay an affordable mortgage.
Service Area: Greenwood County


Habitat for Humanity Greenville County
Seeking to put God's love into action, Habitat for Humanity of Greenville County brings people together to build homes, communities, and hope. Habitat Greenville works to ensure affordable, sustainable homeownership opportunities for Greenville County residents with income below 60% of the area median income.
Service Area: Greenville County


Homes of Hope, Inc.
We rebuild communities and individual lives through housing, economic, and workforce development.
Service Area: Statewide


Increasing H.O.P.E Financial Training Center
Increasing H.O.P.E (Helping Others Prosper Economically) operates as a one-stop financial educational resource center, providing integrated services to help low- to moderate-income families and individuals achieve financial stability and build assets.
Service Area: Charleston, Berkeley and Dorchester Counties

LDC is a non-profit small business lending organization whose mission is to offer opportunity by assisting the growth and development of microenterprise and small business concerns, thereby creating and retaining employment opportunities in its service market.
Service Area: Berkeley, Charleston, Colleton, Dorchester and Williamsburg Counties

Lowcountry Community Action Agency, Inc.
Services include financial assistance; advocacy; training and employment; Youth Development; Emergency Shelter; Homeless Prevention; Emergency Services; Health and Nutrition; Education; Energy Assistance; Housing Services; Counseling and Weatherization.
Service Area: Colleton & Hampton Counties

Metanoia works with the residents of communities that have experienced decline due to lack of investment and capital flight. Our mission is to attract investment to the quiet assets that already exist within these neighborhoods.
Service Area: Southern part of North Charleston

Midlands Housing Trust Fund
The Midlands Housing Trust Fund lends to housing developers and contractors for creation, rehabilitation, and preservation of affordable housing for households earning less than 80% of Area Median Income in a twenty-three county area of South Carolina.
Service Area: Abbeville, Aiken, Allendale, Bamberg, Barnwell, Calhoun, Clarendon, Edgefield, Fairfield, Florence, Greenwood, Horry, Kershaw, Lexington, Lee, McCormick, Marion, Newberry, Orangeburg, Richland, Saluda, Sumter, and Williamsburg Counties

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Northside Development Corporation
Also known as the Northside Development Group (NDG), NDG is a diverse group of people investing time, skills, and dollars for a safe and strong Northside Community. NDG serves to encourage and manage the redevelopment of the City of Spartanburg's Northside community, honoring its past and expanding mixed income housing and economic, educational, and recreational, health, and social opportunities for its residents.
Service Area: Northside Community in Spartanburg, SC


Santee-Lynches Affordable Housing & CDC
Santee-Lynches CDC owns and manages approximately 500 safe, decent and affordable rental units, 145 single family houses and 350 multifamily apartment complex rentals. Santee-Lynches has a great deal of experience in building and managing new construction projects, purchase, rehab, rental projects and its Property Management and Compliance teams are second to none.
Service Area: Berkeley, Calhoun, Clarendon, Darlington, Florence, Georgetown, Horry, Kershaw, Lee, Lexington, Marion, Orangeburg, Richland, Sumter and Williamsburg Counties


South Carolina Community Loan Fund
We are a nonprofit organization that transforms and revitalizes communities throughout South Carolina by financing projects that provide housing, access to food and essential services, attract businesses, employ community members and stimulate economic activity. By providing loans and technical assistance to entrepreneurs, businesses and organizations that seek to strengthen the social and economic fabric of local communities, we empower communities to effect their own transformation.
Service Area: Statewide


Southeastern Housing and Community Development
Our focus is providing affordable rental and homeownership opportunities; educating and empowering residents through our housing counseling program; creating economic and job opportunities through our Sustainable Warehouse and financial management programs; and increasing the stock of affordable housing through rehabilitation and renovation of existing housing stock in rural South Carolina.
Service Area: Barnwell, Bamberg, Aiken, Allendale, Hampton, Orangeburg, Jasper, and Berkeley Counties


TN Development Corporation
TNDC believes that neighborhoods and families can flourish and prosper when they have decent places to live. TNDC bridges the perceived gap between "inexpensive" and "quality" by creating first-rate rental housing structures with long-term viability.
Service Area: City of Columbia

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